How Much Has Betting Cost You?
You probably remember your worst loss down to the dollar. The total is a different story. Most of us never add it up while we're betting, because not looking is part of what keeps it going.
If you're ready to see the real number, this takes about a minute. Rough guesses are fine. When it asks about losses, use your net losses, meaning what you lost after any wins.
The 7% return is an assumption for illustration, not a promise. Real returns go up and down.
What to do with your gambling cost number
Whatever that number says, it doesn't decide who you are. Treat it as information. It can also be your reason to start today.
- Write it down somewhere you'll see it the next time an urge hits.
- Check yourself honestly with the sports betting addiction test.
- Make a plan for what you owe. Start with how to get out of gambling debt and a budget that works after gambling.
- Close the doors. Self-exclude and close your accounts.
- If the number scares you, you don't have to sit with it alone. Call or text 1-800-MY-RESET (1-800-697-3738). It's free and confidential, 24/7.
FAQ
Is this calculator private?
Completely. The math runs in your browser, and nothing you type is sent to us or saved.
Should I count my wins?
Use your net losses, meaning what you lost after wins. If you're not sure, your sportsbook's account history or your bank statements will get you closer.
Why does it show time spent?
Betting eats time too. Think of the hours spent following games and refreshing live bets. Seeing that number can help you plan what to do with those hours instead.
This calculator gives rough estimates for your own reflection. It isn't financial advice. The 7% annual return is an illustrative assumption; you can test other rates with the SEC's compound interest calculator.
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